Toyota Finance Center - Lease & Car Loan Englewood Cliffs, NJ

Your Guide to Financing Your Toyota Vehicle at Parkway Toyota in Englewood Cliffs

If you're looking for a new or used Toyota model, we want to welcome you to our lot, where your journey toward vehicle ownership begins. Weighing financing options can often seem intimidating or feel overwhelming, but we're here to help you through every step of the process. In order to simplify things for our customers, we offer a range of creative options so that you can find a financing option that meets your unique needs.

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Financing for Your New or Used Toyota Vehicle

Whether you're considering a brand-new Toyota car or you'd like to explore the range of quality pre-owned vehicles we have in stock, we aim to offer you a competitive financing options so you can move beyond the shopping phase and start driving your new or pre-owned Toyota vehicle through Hackensack as soon as possible. Our finance team has a trusted network of lenders around the Paramus area that helps us nail down competitive rates and terms for our customers. We're excited to explore the range of options to find the best one to suit you.

Leasing a New Toyota Vehicle

Perhaps you've got your eye on a particular Toyota model, but you're reluctant to fully commit to buying it right now. Leasing gives you the opportunity to drive a brand-new Toyota model around Fort Lee, NJ and the surrounding areas every few years. It's an excellent option that allows you to pay lower monthly payments than you would pay when buying, and you get to experience driving a particular model without the long term commitment that buying often entails. Our leasing plans are flexible, and we're happy to work with you to create a customized plan that works with your circumstances.

Financing or Leasing a Toyota Vehicle: Which One is Right for You?

Now is a great time to think about the advantages and disadvantages of owning and leasing, so you can make the right decision that reflects your vehicle goals. Financing your purchase means you'll eventually have full ownership of the vehicle. This is a good choice if you want to be in it for the long haul, maintaining it as you put tens or even hundreds of thousands of miles on the speedometer.

Leasing means you'll have temporary use of the car, but you'll always enjoy having a newer model that requires less overall upkeep. With a leased vehicle, you may also have lower payments each month, freeing up more of your budget for other things. When you finance your vehicle, you'll have more freedom regarding mileage you put on it, modifications you can make to your car and less restrictions on where you can take it around North Bergen, NJ and beyond.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Applying Online with Parkway Toyota in Englewood Cliffs, NJ

When you fill out your application online, it gives you a head start on the application process. It's a convenient and easy way to fill out the details, allowing you to go at your own pace and complete it as your schedule allows. If your application is approved, you'll have your finances in place before you start your vehicle shopping, making the buying process that much easier. You can also calculate different payment scenarios, allowing you to plan your monthly expenses with more accuracy. If you have a trade-in vehicle, you can get a preliminary estimate on its value and how that will affect the bottom line.

We're ready to answer all of the questions you have, and we'll be here for you every step of the way. Your dream of owning a Toyota vehicle deserves to become a reality, so let's work together to find the best financing plan that will work for you. Call us to speak with an associate or explore our online finance tools to start your journey from the comfort of your Tenafly, NJ home.

  1. Parkway Toyota

    50 Sylvan Avenue (9W)
    Englewood Cliffs, NJ 07632

    • Sales: (201) 944-3300
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Get in Touch

  • Contact our Sales Department at: (201) 944-3300
  • Monday9:00am-8:00pm
  • Tuesday9:00am-8:00pm
  • Wednesday9:00am-8:00pm
  • Thursday9:00am-8:00pm
  • Friday9:00am-7:00pm
  • Saturday9:00am-7:00pm
  • SundayClosed